Buyers • Move Meter • Sellers • March 30, 2025

Discover Your Perfect Community with the Move Meter Tool

by Brian Smith

Are you considering a move to a new neighborhood, but you’re not sure where to start? Maybe you’re torn between two communities and can’t quite decide which one is the best fit for your lifestyle. That’s where my website’s “Move Meter” tool comes in—an invaluable resource that helps you compare two communities and find the one that aligns with your preferences.

The Move Meter is designed to take the guesswork out of your decision-making process by providing side-by-side comparisons of key factors that influence your daily life. Whether you’re looking at factors like home prices, school ratings, crime statistics, or overall vibe, this tool has you covered.

How Does the Move Meter Work?

The Move Meter allows you to select two communities you’re interested in, and instantly compare them across various categories. Here’s a quick rundown of what you can compare:

Cost of Living: Compare the affordability of living in each area, including housing prices, utilities, and general expenses.
Schools: Learn about the schools in both communities, including ratings, test scores, and reviews from parents and students.
Crime Rates: Get insights into the safety of each area with crime statistics and trends.
Amenities: Compare access to things like parks, grocery stores, gyms, restaurants, and entertainment options.
Commute Times: If you work from home or need to commute, see how each community stacks up in terms of transportation and commute efficiency.
Quality of Life: Get an overall sense of what it’s like to live in each area, from environmental factors to community vibes.

By providing a visual comparison, the Move Meter helps you make an informed choice based on what’s most important to you.

Why Should You Use the Move Meter?

Simplifies Decision-Making: Moving is a big decision, and there’s a lot to think about. The Move Meter puts all the relevant information in one place, so you can see what each community has to offer without sifting through endless websites and data.
Tailored to Your Needs: You can prioritize the factors that matter most to you, whether that’s affordability, family-friendly neighborhoods, or access to outdoor activities. The Move Meter customizes the experience to fit your needs.
Saves Time: Instead of visiting multiple communities to get a feel for the area, you can start with a quick comparison online to narrow down your options before making a trip.
Empowers You: Having a clear, data-driven comparison can help you feel more confident in your decision, reducing the uncertainty and stress that often accompanies moving.

Start Comparing Today!

The Move Meter is just one of the many ways I strive to help you make the best decisions when it comes to your real estate needs. Whether you’re buying, selling, or simply exploring, the Move Meter will help you feel confident that you’ve found the right community for you.

So, what are you waiting for? Click here and start comparing today! It’s free, easy to use, and could be the first step toward your perfect new home.

Out & About • River Falls • Things To Do • Western Wisconsin • March 29, 2025

Out & About: Rush River Brewing Co

by Brian Smith

Rush River Brewery: Great Beer, Great People

I’ve been coming to Rush River Brewery in River Falls for years, and if there’s one thing I’ve learned, it’s that this place is dangerously good at keeping you coming back. Every week, I meet up here with a group of guys, and somehow, none of us have gotten sick of each other yet—probably because we’re too busy enjoying the beer.

Speaking of beer, Rush River absolutely nails it. They’ve got a killer selection, from smooth and easy-drinking ales to bold, hop-packed IPAs that’ll make you rethink your life choices (in the best way). The Unforgiven Amber Ale? Like a warm hug from an old friend. The Double Bubble IPA? It hits like a freight train of citrusy goodness. And let’s not forget their seasonal releases—because nothing says “I’ll just have one” like realizing you’re on your third pint of something you can only get for a limited time.

But it’s not just about the beer (though, let’s be honest, that’s a big part of it). The taproom has that perfect blend of laid-back charm and friendly faces, where you can strike up a conversation with just about anyone—whether it’s a fellow beer lover, a friendly bartender (Val!), or some guy passionately explaining why his fantasy football team is falling apart. The vibe here is always welcoming, and the outdoor seating area is the perfect place to enjoy a pint when Wisconsin decides to bless us with decent weather.

If you haven’t been to Rush River yet, stop depriving yourself of happiness. Come grab a flight, soak in the good vibes, and enjoy some of the best beer around. Just don’t challenge me to darts.

Check them out online:
🌎 Website
📘 Facebook
📷 Instagram

Cheers! 🍻

Baldwin • Ellsworth • Hudson • Prescott • River Falls • Things To Do • Western Wisconsin • March 28, 2025

Around Town: Top Events for March 29-30, 2025

by Brian Smith

As the last weekend of March approaches, Western Wisconsin offers a variety of events to suit diverse interests. Whether you’re a music enthusiast, sports fan, or cultural explorer, there’s something for everyone. Here’s a curated list of top happenings in the area:

NCAA Division III Women’s Ice Hockey Championship

What: The culmination of the NCAA Division III Women’s Ice Hockey Tournament, featuring the nation’s top teams competing for the championship title.
When: March 28 and 30, 2025
Where: Hunt Arena, River Falls, Wisconsin
Details: Experience high-intensity collegiate ice hockey as teams vie for national recognition

Local Events in River Falls

Food Truck Fridays at Rush River Brewery: Enjoy a variety of food options from local food trucks on March 28, 2025.
Jazz Night at Junior’s with Chris Silver: Experience live jazz music in a cozy setting on March 28, 2025.

Weather Outlook

Anticipate cooler temperatures with potential rain and drizzle on Saturday, transitioning to possible snow on Sunday. Dressing in layers and staying updated on local weather forecasts is advisable.

Enjoy the weekend exploring the vibrant events Western Wisconsin has to offer!

Buyers • Mortgage Rates • March 27, 2025

Current Mortgage Rates and Future Trends: What Homebuyers Need to Know

by Brian Smith

The average 30-year fixed mortgage rate stands at approximately 6.68% . This marks a slight decrease from the rates observed earlier in the year, offering a modest reprieve for prospective homebuyers. Bankrate

Current Mortgage Rates

Over the past few months, mortgage rates have experienced minor fluctuations but have generally remained below the 7% threshold. Freddie Mac reports that the 30-year fixed-rate mortgage has stayed under 7% for nine consecutive weeks . Similarly, Bankrate’s latest survey indicates that 30-year fixed-rate loans are averaging 6.76% .Freddie Mac – We Make Home PossibleBankrate

Economists’ Forecasts

Looking ahead, economists have varying opinions on the trajectory of mortgage rates:

Wells Fargo projects that 30-year fixed mortgage rates will average 6.9% in 2025 and around 6.5% in 2026, suggesting that significant declines are unlikely in the near term .Yahoo Finance+8Bankrate+8Investopedia+8
Fannie Mae anticipates that mortgage rates will remain above 6.5% for the better part of the year .CNET
Mortgage Bankers Association (MBA) expects 30-year fixed rates to decrease to 6.5% by the end of 2025 .Investopedia+2Bankrate+2US News Money+2

Implications for Homebuyers

For those considering purchasing a home, it’s essential to stay informed about these trends. While current rates are lower than the peaks seen in previous years, they are still higher than the historically low rates experienced during the early 2020s. Prospective buyers should:

Monitor Rate Changes: Regularly check reputable sources for the latest mortgage rates to identify optimal times for locking in rates.
Consult Financial Advisors: Engage with mortgage professionals to understand how projected rate trends align with personal financial situations and homebuying goals.
Consider Rate Locks: If planning to purchase soon, discuss rate lock options with lenders to protect against potential rate increases during the homebuying process.

In conclusion, while mortgage rates have stabilized below 7%, economists predict they will remain relatively steady with slight fluctuations in the coming years. Staying informed and consulting with professionals can help homebuyers make well-timed decisions in this evolving landscape.

Note: Mortgage rates are subject to change based on economic conditions and monetary policies. It’s advisable to consult multiple sources and professionals when making financial decisions.

Baldwin • Buyers • Ellsworth • Hudson • Prescott • River Falls • Sellers • Trends • Western Wisconsin • March 25, 2025

Spring Market Update: Low Inventory in Western Wisconsin – Let’s Find Your Perfect Home

by Brian Smith

If you’ve been keeping an eye on the real estate market here in Western Wisconsin, you’ve likely noticed a trend that’s continuing into this spring: housing inventory is still tight. From River Falls to Hudson, Baldwin to Prescott, and all the surrounding communities, homes are selling quickly, and buyers are facing stiff competition.

What’s Driving Low Inventory?

Several factors are contributing to the current shortage of homes on the market:

High demand: Many buyers are looking to make a move, especially as mortgage rates begin to stabilize.
Reluctant sellers: Some homeowners are hesitant to list their homes, waiting for the “perfect” market or unsure about finding their next property.
New construction delays: Builders are still catching up from past supply chain issues and labor shortages, limiting the number of new homes available.

What This Means for Buyers

As a buyer, you may already feel the pinch – fewer homes to choose from, multiple-offer situations, and quicker sales. But don’t let that discourage you. The right home is out there, and with the right strategy, you can be the one to land it.

Here’s How I Can Help

I specialize in guiding buyers through this competitive market, ensuring you are ready to move confidently when the perfect home comes along. Here’s what I bring to the table:

A deep understanding of the Western Wisconsin market: I know the neighborhoods, the trends, and where hidden opportunities might be.
Proactive communication: I stay on top of new listings the moment they hit the market—and sometimes even before.
A calm, experienced approach: In a fast-moving market, it’s crucial to have someone who can help you make smart, timely decisions.

Ready to Get Started?

If you’re looking to buy in Western Wisconsin, now is the time to get serious. I’d love to sit down, understand your goals, and help you navigate this exciting but competitive market.

Let’s work together to find your next home—whether it’s that cozy house in River Falls, a dream property with land in Baldwin, or a modern space close to Hudson.

📞 Reach out today, and let’s make your homeownership goals a reality!

Baldwin • Buyers • Ellsworth • Prescott • Western Wisconsin • March 24, 2025

Hidden Gems: 3 Underrated Western Wisconsin Towns to Consider Moving To

by Brian Smith

When people think about moving to western Wisconsin, places like Hudson or River Falls often come to mind. But there are some lesser-known towns that offer incredible charm, community spirit, and value. Here are three underrated towns you should definitely keep on your radar:

1. Baldwin
A tight-knit community with a classic small-town feel, Baldwin is perfect for families and anyone looking for a quieter lifestyle while still being close to the Twin Cities. The parks, schools, and local shops make Baldwin a hidden treasure.

2. Prescott
Sitting right where the St. Croix and Mississippi Rivers meet, Prescott offers stunning water views, a quaint downtown, and an easy commute to the metro. It’s a haven for outdoor enthusiasts and those who love a bit of riverfront living.

3. Ellsworth
Known as the Cheese Curd Capital of Wisconsin, Ellsworth is more than just dairy fame. It’s a community-rich town with affordable homes, great schools, and a growing local economy. Plus, the scenic farmland views are unbeatable.

Looking to explore these or other local towns further? I’d be happy to show you around!

Buyers • Sellers • Western Wisconsin • March 22, 2025

National Goof Off Day: What the Housing Market Can Teach Us About Taking a Break

by Brian Smith

Today (March 22) is National Goof Off Day—a quirky, fun reminder that sometimes, it’s okay to step back, loosen up, and give yourself permission to pause. Believe it or not, even the housing market could use a Goof Off Day every now and then.

While buying or selling a home is a major life decision (and often one of the biggest investments you’ll make), there’s still room to sprinkle in some lightness and perspective—just like today’s holiday suggests.

So, what does National Goof Off Day have in common with the real estate market?

1. Even Hot Markets Need a Breather

The western Wisconsin real estate market has had its fair share of high-energy seasons—think bidding wars, homes selling within hours, and buyers stretching budgets. But just like us, markets fluctuate, and sometimes things naturally cool down. A “goof off” period (a.k.a. a slower season) isn’t a bad thing—it’s a chance to recalibrate, reassess, and come back stronger.

2. Buyers & Sellers Can Benefit from Stepping Back

Whether you’re a buyer who’s been house-hunting every weekend or a seller constantly prepping for showings, National Goof Off Day is your cue to take a mental health break. It’s easy to get caught up in market stats, price points, and the next big move, but stepping back—even just for a day—can help you return to the process with fresh eyes and sharper focus.

3. Goofing Off = Fresh Perspective

Sometimes, taking a playful approach can spark creativity. For example:

Buyers might explore quirky or unexpected neighborhoods they hadn’t considered.
Sellers could think outside the box when it comes to staging or marketing their home.
Agents (like me!) might use a Goof Off Day to inject some fun into open houses, community events, or client appreciation ideas.

The housing market isn’t all contracts and negotiations—there’s room for some levity too!

4. Real Estate Is Personal—So Have Some Fun With It

At its core, real estate is about people: their families, their goals, and their stories. National Goof Off Day reminds us not to lose sight of that. Whether it’s laughing about a home with a built-in disco ball or enjoying the process of envisioning your life in a new space, it’s okay to be a little goofy along the way.

So, what’s the takeaway?

Today, give yourself permission to “goof off” a little, whether that means unplugging for a few hours, taking a silly detour on a home tour, or just relaxing with loved ones. The market will still be here tomorrow—but today, let’s embrace the lighter side of real estate.

And when you’re ready to jump back in (with or without the dad jokes), I’ll be here to guide you through it—no kazoo required. 🏡

Agent Value • Buyers • March 21, 2025

🏠 Why Now Might Be the Best Time to Buy in Western Wisconsin

by Brian Smith

Most people associate home buying with the frenzy of late spring and summer, but some of the best deals in the St. Croix Valley and surrounding areas are happening right now! 🗝️

Here’s the thing: savvy buyers know that March is often a sweet spot before the market hits peak competition. Interest rates have started to stabilize, and there are motivated sellers looking to move on before the influx of summer buyers arrive.

3 Reasons to Consider Buying This Month:
✅ Less buyer competition means you have a stronger negotiating position
✅ Sellers listing now may be more flexible on terms or pricing
✅ Inventory is beginning to grow as people prepare for spring listings

If you’ve been on the fence about starting your home search, let’s connect! I can help you explore Western Wisconsin neighborhoods that might be a perfect fit — from cozy river towns to vibrant communities with top-rated schools and outdoor amenities.

Let’s get you in your new home before the busy season kicks in full swing!

Buyers • March Madness • Sellers • March 20, 2025

🏀 March Madness + The Wisconsin Badgers = A Winning Combo!

by Brian Smith

March Madness is officially underway, and here in Wisconsin, we’re all in on cheering for the Badgers! 🐾❤️ Whether you’re glued to every game or just in it for the brackets, this time of year brings people together — and nothing beats watching your favorite team from the comfort of a home you love.

As you’re rallying for the Badgers and enjoying the excitement, imagine hosting next year’s watch party in your dream home. Maybe it’s a finished basement with a custom bar, a great room with a big-screen setup, or a spacious open-concept kitchen perfect for game-day snacks. 🏀🍿

The energy around March Madness always reminds me that home is more than just walls — it’s where memories are made. If you’ve been dreaming of upgrading your space to fit your lifestyle, let’s make it happen before next year’s tournament rolls around!

🏠 Curious what’s out there right now? I’d be happy to send you listings or set up showings.

And if you’re a basketball fan like me, don’t miss the official NCAA March Madness schedule:
👉 https://www.ncaa.com/march-madness-live/schedule

Go Badgers! #OnWisconsin all the way!

Agent Value • Buyers • Sellers • March 19, 2025

Stay Informed with “Neighborhood News” – Your Local Market Update Tool

by Brian Smith

When it comes to real estate, staying ahead of the market is key—whether you’re actively looking to buy, thinking about selling, or simply keeping tabs on your neighborhood. That’s why we’re excited to introduce Neighborhood News, a free service that delivers customized market updates straight to your inbox!

What is Neighborhood News?

Neighborhood News is your personal real estate dashboard for any area you’re curious about. Whether it’s your current neighborhood, a community you’re considering moving to, or a region you’d like to invest in, you can sign up to receive hyper-local market reports.

These updates include valuable insights like:

Average and median home prices
Days on market trends
Active listings
Recently sold properties
And more!

Why Subscribe?

🔔 Automatic Updates – Once you subscribe, you’ll receive timely and relevant data about your chosen area without lifting a finger.

📍 Tailored to You – Choose any neighborhood, city, or zip code—whether it’s close to home or across the country.

📊 Make Informed Decisions – Stay on top of trends that could affect your property value, buying opportunities, or investment strategy.

Perfect for:

Homeowners keeping an eye on property values
Buyers scouting neighborhoods
Sellers gauging when to list
Investors tracking potential markets

How to Get Started

Signing up is simple! Just head to movewithbrian.com/neighborhood-news, enter the area you’re interested in, and you’re all set. From there, you’ll start receiving updates that keep you informed and ahead of the curve.

If you’re ready to feel like a local market expert, Neighborhood News is a must-have tool. Have questions or want a personalized recommendation for your specific situation? Reach out to me anytime—I’m here to help!