Buying a home is one of the biggest investments you’ll ever make, and the condition of the roof is a major factor in the overall value and safety of the property. With all the recent storms and hail we’ve had here in the St. Croix Valley area, roof inspections are more important than ever. Before […]

Buying a home is exciting—but between the curb appeal, fresh paint, and staging magic, it’s easy to get swept up in the charm and miss the important stuff. As a Realtor, I’ve walked through hundreds of homes with clients, and I’ve seen firsthand how easily small (but critical) details can go unnoticed. Here are five […]

📉 Mortgage Rates and Affordability Mortgage rates have recently dipped below early-year highs, currently averaging around 6.89% for a 30-year fixed-rate loan. This decline enhances affordability, especially when combined with a slight decrease in home prices since late 2022. The median U.S. home sales price has dropped by 5% from late 2022 to early 2025, […]

When buying a home, negotiations often go beyond just the offer price. Two common strategies used to finalize deals are seller credits (also known as seller concessions) and reductions in purchase price. Both can benefit buyers, but in different ways. Understanding the pros and cons of each can help you make a smarter financial decision […]