What to Look for When Inspecting a Roof Before Buying a Home (Especially After Recent Storms)

Buying a home is one of the biggest investments you’ll ever make, and the condition of the roof is a major factor in the overall value and safety of the property. With all the recent storms and hail we’ve had here in the St. Croix Valley area, roof inspections are more important than ever.

Before you fall in love with the paint colors or kitchen countertops, take a few minutes to look up—the roof might be trying to tell you something!

🏠 Key Things to Look For in a Roof Inspection

Whether you’re walking the property with your agent or hiring a professional home inspector, keep an eye out for the following signs of roof trouble:

1. Missing or Damaged Shingles
   Shingles that are curling, cracking, or completely missing are a red flag. Hailstorms can easily knock off granules or loosen shingles altogether.

2. Signs of Sagging
   A sagging roofline could point to underlying structural damage. It’s often caused by water intrusion or weakened decking underneath.

3. Leaks or Water Stains
   Look inside the attic (if accessible) for any signs of water intrusion. Even small stains on the ceiling or near chimneys could indicate a leak.

4. Gutter Debris or Shingle Granules
   Check the gutters for a buildup of shingle granules—if you see a lot, the roof may be nearing the end of its life.

5. Moss or Algae Growth
   While it may look quaint, moss can actually trap moisture and damage roofing materials over time.

6. Age of the Roof
   Ask the seller how old the roof is and if they’ve had any recent repairs or inspections done. Most roofs last 20–30 years depending on the materials.

⛈️ After a Storm: What You Need to Know

Hail damage isn’t always obvious right away, but it can drastically reduce the lifespan of a roof. Even if the home doesn’t look damaged, it’s wise to have a professional assess the situation.

Tip: Don’t rely on out-of-town “storm chasers” who show up after every hailstorm promising free inspections and quick fixes. These companies often disappear as fast as they arrive, and warranties can be hard to track down.

✅ How to Find a Reputable Local Roofing Contractor

1. Ask for Referrals
   Talk to neighbors, your real estate agent, or check local Facebook groups. Word of mouth is still one of the best ways to find trustworthy pros.

2. Check Licensing & Insurance
   Make sure they’re properly licensed, bonded, and insured in your state.

3. Read Reviews
   Look for consistently high ratings on Google, the BBB, and other local platforms. Pay attention to how the contractor responds to both good and bad reviews.

4. Get It in Writing
   Always request a detailed written estimate and make sure you understand what is (and isn’t) included before any work begins.

Final Thoughts

Buying a home after a stormy season means you need to be just a little more cautious—and a lot more informed. As your local real estate expert here in the St. Croix Valley, I’m always happy to connect you with trusted roofing contractors and help you evaluate the full picture of any home you’re considering.

If you’re touring homes and have questions about what you’re seeing—or not seeing—on the roof, don’t hesitate to reach out. I’ve got your back (and your roof)!